Thursday, September 23, 2010

Good vs. Evil

I am not what you would call irresponsible with money. I sock away dollars from each and every paycheck for my 401(k), a Roth IRA, the Geej's college fund, a savings account for my goddaughter, my regular old savings account and a high-dollar life insurance policy that will take care of BH and The Geej should I ever kick the bucket. No one taught me to do this. It's just something that I've always done. I'm a "rainy day" kind of gal. But the very FEW times I've been an idiot with my money, I've had a helluva lot of fun.

Like this one time, pretty soon after I'd graduated from college, I was totally unemployed and had been for months. I was doing some lame ass temp work, but had no permanent prospects anywhere on the horizon. So what did I do? Pulled out the credit card and booked a trip to Seattle to visit my friend Julie who'd moved there a few months prior. I remember the distinct feeling of "I really shouldn't do this" followed quickly by the uncommon feeling of "You know what? FUCK it! I'm doing it!" I booked that sucker, and went and had a blast. We even took an excursion to Vancouver, B.C. (back when a driver's license could get you over the border and back in, no problemo). In fact, I was having so much fun (and had no real commitments to get home to) that I wasn't ready to leave when the time come, so I called and changed my ticket so I could stay a couple more days. And yes, I charged the change fee to my credit card. It took my unemployed ass a LONG time to pay off that trip, but I still remember it fondly.

And each and every time I've gone to Vegas and blown money gambling and on expensive dinners, it wasn't all that responsible of me, but I had a great time, so it didn't bother me too much.

I am by no means perfect, but I'm pretty damn solid when it comes to my finances, and that's something I'm proud of.

So when I start to struggle with something totally frivolous and impractical that I want--something irresponsible that will cost a pretty penny--it is torturous. It's literally like there is a cartoon devil sitting one shoulder and an angel on the other battling it out in my mind.:

"Don't do it Karla May! You'll be sorry!!"

"Dooooooo eeeeeeeeeeeet! It'll be so much fun. It's WORTH it, and you only live once."

The cause of my current struggle?
Yes friends: It's a Volvo C-70 convertible. Isn't it drool-worthy? Yes. Yes it is.

See, I've had convertible fever (CF) for some years now, but I've managed to keep it pretty much in check. I've been known to rent a convertible on occasion to get over a particularly bad spell of CF, and that usually works. For a while. But I'm worried that this current case I've got may do me in.

I'll admit I troll around on from time-to-time looking at what kind of convertible inventory they've got available. You know...just for fun. But this past weekend, I couldn't help myself. I went and took a test drive of a pale blue 2006 Volvo C-70 that had less than 30,000 miles on it. Now mind you, I am in NO POSITION WHATSOEVER to purchase a car. Plus, my current vehicle--which is awesome--is a 2008, so I knew going in that there was no way I was going to try to buy this particular car. But it was SO FUCKING GORGEOUS I had to go and take it for a spin. Which I did. And there are no words to describe how bad I've got the CF now. I am so in love with this make/model of car, it's borderline psychotic. I. Want. One. Like, NOW!! And the little devil just keeps whispering "Do eeeeeeeeeeeeeeeet" in my ear. But the angel--practical, level-headed bitch that she is--keeps pulling me back from the brink by whispering disturbing things about "debt" and "lack of job security" and "double dip recession" and "mid-life crisis" in my ear.

I hate that damn angel. She's a real buzzkill.

So, for now at least, I'm going to keep driving and paying on my Practical Small 4-Cyl. SUV. BORING!! But someday, my friends. Someday the devil's gonna win this one.

1 comment:

Karla said...

ooooh, preeeettty.

But, you know, I got that urge, too, and so I bought my brother's Citroen 2cv, and now it is sitting at my parents, waiting for me to come home and drive it, and God only knows when that will happen, and I have all this money tied up in it that I could be saving.

And a convertible in Texas can't be opened THAT often (my first two cars were convertibles) and you will get tired of it. I promise. And there is always bad visibility out the back window when the top is up. (I'm that little voice of reason.)

You can drive the cabrio when I come visit in November.....